Blackjack Payout 2 To 1

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  • Mar 05, 2015  Learn about the 3 to 2 ratio and some tricks you can use to figure out the Blackjack payout. RELATED LINKS: For a word-for-word break down of.
  • There is a 2:1 payout for BJ at the Riviera at the 1$ tables. If you bet less than 5$, payout is 2:1, 5 or more is 6:5 if i remember well.

When you’re dealt a blackjack 21, it’s customary to pay out 3:2 or 2:1. That means you win $300 for ever $200 bet at 3:2, or $200 for every $100 bet at 2:1. 2:1 is a better payout.

Finding the Best Payout Blackjack Games

Whether you play blackjack online or in a local casino, it’s important to find the games that offer the top payout percentages.

Once you learn how each of the items listed below change the odds you’ll quickly be able to find the best games in any casino.

Playing on the tables offering the best payout percentages improves your chances of having a winning session every time you play, makes your playing bankroll last longer, and provides the best opportunity to play a break even game when you use the player’s club and coupons.

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Rules that Help the Player

The standard payout for a blackjack is 3 to 2. Never play blackjack offering 6 to 5 or any other payout of less than 3 to 2. (Certain blackjack variations may be playable while offering lower payout for blackjack, but you need to investigate these games separately. For example, Spanish 21 is a blackjack variation that doesn’t pay 3 to 2, but offers a low house edge.)

Games paying 6 to 5 add almost 1 ½% to the house edge.

The fewer decks being used the better for the player. Singe deck games are the best, helping the player by almost a half percent over an 8 deck game. A double deck game is almost 2/10% better than an 8 deck game.

Early surrender improves the player’s odds by almost a quarter percent.

When the player can double on any two cards it also improves the payback percentage by just short of a quarter percent.

Games where the dealer stands on a soft 17 are over 2/10% better for the player over games where the dealer hits.

If you’re allowed to take more than a single additional card when splitting aces it improves your chances by just less than 2/10%.

The final rule that helps the player is the ability to re-split aces, reducing the house edge by almost 1/10%.

Rules that Help the Casino

Blackjack Payout 2 To 1

If you assume the standard rule allows players to double after splitting any pair, the following split and doubling rules increase the house edge.

When you can only double on 11 or 10 totals it increases the house edge by almost 2/10%.

If you can only split once or if you aren’t allowed to double after splitting, each improves the house edge by over 1/10%.

Only being allowed to double on totals of 9 through 11 increases the house edge by just under 1/10%.

Finding the Best Tables

Blackjack 2 To 1 Payout

The first thing you need to realize is there isn’t any such thing as a perfect table. If you could find a blackjack table offering all of the favorable rules listed above you’d be able to play with an edge over the casino.

Casinos aren’t in the habit of offering games where they don’t have an edge.

The best you’ll be able to do is find the games that offer more of the favorable rules listed above than the others in the casino.

Payout

Concentrate on the ones offering the largest advantage, but take any edge you can find.

If you play the same places on a regular basis start keeping track of where you can find the best tables.

Basic Strategy

Did you know that every decision you make playing blackjack only has one correct play?

Not every play is profitable, but sometimes your job is making the decision that will cost you the least amount of money in the long run.

Here’s an example. If you have a ten and a six, for a total of 16, against a dealer ten nothing you do will be profitable in the long run. The best play in this situation is hit because it loses less than standing. (If the rules allow surrender, the correct play is surrender, but if you can’t surrender you should hit.)

Once you find the tables offering the best rules you need to learn and use basic strategy to get the best payouts possible.

While I was learning basic strategy I printed a chart and used it every time I played. When I played online I kept it at the computer with me and when I played live in a casino I took it to the table with me.

It doesn’t take long to learn all of the normal plays using my method. Even the toughest plays become second nature eventually. Once you reach that point you won’t need the chart any more.

Player’s Club

Many online casino and most local casinos offer player’s club benefits to their frequent players. These clubs rarely pay cash back to their members (though a few can under certain circumstances) but they offer features and benefits that are worth money.

Here are a couple examples. You can earn free buffet coupons or a dinner for playing. If you play more you may receive a free hotel stay or special bonus offer. Sometimes high rollers even earn free flights or special vacations.

Sometimes it’s difficult to put an exact monetary value of benefits, but they offer another way to increase the payouts from your blackjack play.

If a buffet trip costs $12 and you get a free coupon for playing four hours of blackjack, I count that the same as earning an extra $3 an hour, or losing $3 an hour less.

Conclusion

Once you join the player’s club and learn basic strategy it only takes a few minutes to find the best payout blackjack tables in most casinos. If you’ve visited before and kept track of the best tables you can start playing even faster.

The difference in the house edge of even 1/10% is worth the extra few minutes it takes to find better rules.

Every 1% in edge is worth $100 per hour if you’re playing for $100 a hand at 100 hands per hour.

The way I see it, every dollar less the house takes from me because of their edge is the same as winning an extra dollar. Hopefully you’re starting to look at it the same way.

My opinion is that when someone thinks about playing online blackjack with the best payouts, they immediately go to the casino with the overall highest payout, or maybe the game with the best odds.

That’s ok. It’s not a bad approach. Those two things definitely have an impact on the payouts you’ll receive playing blackjack. However, there are plenty of other variables, too. Things like insurance, game rules, payouts for hands and even deposit bonuses. If you’d like to know more about what can affect your payouts, I recommend reading our top 10 list below.

For everyone else, what you’ll find below are our top picks for casinos with the best payouts for blackjack. Just take your pick, click the link and get started today.

10 Ways to Getting More Frequent and Higher Payouts in Blackjack

Blackjack Payout

You wouldn’t think that there’s much you can do about what the casinos pay you. But you can. In fact, you could argue that your payouts, or lack thereof, fall on your shoulders.

How’s that?

Well, it’s up to you to take the time to find casinos with the best odds, games, bonuses, rules and so on. That’s your responsibility. These things aren’t hard to find or do, either. Here, I’ll show you. Below are 10 easy things you can do or look for that will enable you to take control of the payouts you receive in blackjack, and ensure that they’re as high as they can be.

1. Avoid 6-5 Games

One of the easiest ways to ensure you’re getting the highest payouts possible in blackjack is to avoid the games that payout 6:5 for a blackjack. The 6:5 games only pay out $1.20 for every $1 wagered, whereas you’re paid $1.50 in 3:2 games.

That might not look like a big difference, but it’s important to view it over the long run. Play 10 hands and you’re costing yourself $3. You could play 100 hands over the course of 1-2 hours, which means you could be out $30, on average, just like that.

2. Avoid Insurance (Unless You’re Counting Cards)

Insurance is a suckers bet. You’re getting paid 2:1 on your bet if the dealer has a blackjack. However, the odds of the 10-point cards to non-10-point cards aren’t close to 2:1 — in a single deck they’re about 9:4. So over time you will lose money. Just to further make my point the house edge is between 5.8 and 7.5 percent depending on the number of decks in play.

The one exception — the only exception — is if you’re counting cards. You’ll then have a better idea of when you should take insurance (when the deck is rich with tens). The problem is that you can’t count cards online, therefore I don’t think you’ll ever find yourself in a situation where it makes sense (to take insurance).

3. Find Casinos With Higher-Than-Average Payout Percentages

Each casino will have a different overall payout for their casino. Most casinos will be above 95 percent or so. But there are casinos that are almost 99 percent. This isn’t just blackjack, of course, so the difference you see in the blackjack games will be miniscule. But it all adds up.

4. Avoid Side Bets

Blackjack side bets often have worse odds than the games themselves. For example, the Super Sevens bet has a 12.6 house edge. The Bet the Set progressive has a house edge of 27.74 percent. The Lucky Ladies bet has a house edge of 24.7 percent. Why play these side bets when, without basic strategy, you can play with a house edge of 6-9%? It’s like you want to give money away.

5. Choose Casinos With Better Odds / Payouts

It’s not common, but I have noticed that casinos with identical games and rules will sometimes have better/worse payouts than others. It’s usually two casinos that have different software providers. Once again, this is one of those little differences (like 6:5 vs. 3:2 payouts) that can add up quickly over the course of a couple of hands, and most definitely over the long term.

6. Choose Blackjack Games With Favorable Rules

No limit poker. Another thing that can kill your payouts is sitting down to blackjack tables that have unfavorable rules. As you’re well aware, there are plenty of rule variations in blackjack. The games that you want to find are the ones that allow you to:

  • Early surrender
  • Play single deck
  • Double on 3+ cards
  • Double after split
  • Draw to split aces
  • Resplit aces
  • Late surrender

Games with all of these rules aren’t available (keep dreaming, right). However, you should try to find a game with as many of these in your favor as possible.

7. Choose Casinos With Higher Deposit Bonuses

One way to receive higher payouts is to take advantage of a deposit bonus. This is a relatively easy way to pick up $100, $500 or $1,000+ in free money.

3 To 2 Payout Chart

The catch here is that you will need to clear your bonus while playing blackjack (you can play something else, if you’d rather, but this is a blackjack site….). For casinos that allow you to do this their rollover requirements are pretty harsh. You’ll have to wager 10-50x as much as their standard requirements, which means you might have to wager as much as 450x your bonus. However, if you can find a casino with more relaxed requirements you can find yourself in a position to earn a nice payout.

8. Find a Casino With a Comp / VIP Program

You’re already going to be playing with real money, so you might as well be awarded for it. Many casinos will tally up each $1 or $10 you spend and give you comp points in return. After so many comp points they will award you with a $1 or $5 cash bonus. Keep in mind that blackjack players usually need to play more to earn the same bonus as slots or keno players.

The points will apply to a VIP scheme, too, if the casino has one. This can earn you prizes, bonus offers and other neat stuff. It may not be a 'payout' per se, but everything you earn will have monetary value.

9. Use Basic Strategy

6 To 5 Blackjack Payouts

Basic blackjack strategy will knock the house edge from 6-9% to as little as 1-2%, depending on how good you are. That’s a 15-70% decrease, which will definitely add up over time, especially the more hands you play and money you spend.

Blackjack 2 To 1 Payout Chart

10. Choose Blackjack Games With Lower House Edges

3 To 2 Blackjack Payouts

Simple, right. However, a lot of people play blackjack games with absurd house edges because they’d rather play a game with different rules, bonus rounds or progressive jackpots. I understand that, but if you want higher payouts you’ll need to stick to classic blackjack, blackjack switch or pontoon.